Aloha From De Stefano Wealth Management
Over 30 Years of Service to Our Clients (1982-2014)
F. Dennis De Stefano CPA CFP CRC is the Chief Investment Officer and President of Maui Hawaii based De Stefano Wealth Management. Our Fee-Only Wealth Management firm specializes in Professional Investment Management and Comprehensive Financial & Retirement Planning.
F. Dennis De Stefano welcomes you to our website, which has been designed to inform you about the professional services we provide. After you have reviewed our services, we are confident you will appreciate our Holistic Approach To Wealth Management and see in that process the ultimate realization of your Life Goals, such as a Secure Retirement and Financial Independence.
We serve a limited number of qualified individuals [including doctors, physicians, and other medical professionals] and concentrate our practice in Fee-Only Wealth Management [combining Professional Investment Management and Comprehensive Personal Financial Planning] that will help you Accumulate, Grow, Protect, Enjoy and Transfer your Wealth, and in the process alleviate your concerns about money so you can focus on other things in life, such as family, friends, career, physical health, spirituality and the pursuit of happiness.
Each of our clients is unique and consequently we first take the time to understand who you are and what are your concerns, needs, hopes and dreams. Only then will we develop a Comprehensive Personal Financial Plan and Investment Program that is tailored to your unique circumstances.
As Fee-Only Wealth Managers and NAPFA-Registered Financial Advisors, all of our income comes from our clients. We do not sell financial products nor receive commissions or referral fees. This allows us to avoid conflicts of interest, eliminates product bias, and maintains objectivity when providing professional investment management and financial planning services to our clients. And as Fiduciaries (see Focus on Fiduciary link below for further information), we must put the interests of our clients first.
The financial service industry is now referring to their sales force as financial advisors or financial consultants and moving to a “fee-based” approach to delivering financial products and services. Nevertheless, it is important to understand that “Fee-Only Planning” is not only a fee-set; it is also a mind-set and a skill-set. Without more, merely changing a salesman’s title or the way he is compensated does not alter his transaction oriented mind-set nor enhance his skill-set.
Why Should You Work With De Stefano Wealth Management? Our fiduciary obligation that puts the interests of our clients first - Our fee-only structure that allows us to avoid conflicts of interest, eliminates product bias, and maintains objectivity - The depth and breadth of F. Dennis DeStefano’s education and experience - Our emphasis on the active management of investment risk and unique approach to asset allocation - Our team approach that utilizes the skills of financial specialists such as institutional money managers, estate planning attorneys and CPAs - And our holistic approach to each client’s unique circumstances, using our exclusive Financial Independence Planning Process that can increase the certainty of achieving your Life Goals.
Please click on Client Profile under "Special Topics" to view a profile of the individuals we work with.
If our client profile resonates with you, we invite you to take advantage of our Complimentary Confidential Consultation. At our Initial Meeting it will be our sole objective to help you access your financial needs and concerns and determine whether our services would benefit you. At our second meeting we will discuss the specific services that can increase the certainty of achieving your stated Life Goals. Of course, there will be no charge for your introduction to our services and we feel confident that you will want to continue working with us.
IMPORTANT CONSUMER DISCLOSURE
De Stefano Wealth Management (“DWM”) is a Hawaii state registered investment adviser located in Kihei, Maui, Hawaii. DWM may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. DWM’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of DWM’s web site on the Internet should not be construed by any consumer and/or prospective client as DWM’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by DWM with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of DWM, please contact the state securities regulators for those states in which DWM maintains a registration filing. A copy of DWM’s current written disclosure statement discussing DWM’s business operations, services, and fees is available from DWM upon written request. DWM does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to DWM’s web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.